Terms and Conditions

1. Introduction

These Terms and Conditions outline the rules and regulations for the use of insurance information provided by Way Associates, Inc dba The Way Agency, located in Mount Washington, Kentucky. Accessing this content signifies acceptance of these terms in full. Do not proceed if you disagree with any part of these terms.

2. Intellectual Property Rights

Unless stated otherwise, The Way Agency and/or its licensors own intellectual property rights for all material in this content. All intellectual property rights are reserved. You may access this for personal use, subject to restrictions set in these terms.

3. Restrictions

You are specifically restricted from the following:

  • Republishing any content from The Way Agency in any media;
  • Selling, renting, or sub-licensing content from The Way Agency;
  • Reproducing, duplicating, or copying material from The Way Agency for commercial purposes;
  • Engaging in any data mining, data harvesting, or similar activities concerning this content;
  • Using this content in any way that is, or may be, damaging to The Way Agency or any third party;
  • Using this content in any way that impacts user access to this content negatively;
  • Using this content contrary to applicable laws and regulations, or in a way that causes, or may cause, harm to The Way Agency, or any person or business entity.

4. No Warranties

This content is provided "as is," with all faults, and The Way Agency makes no express or implied representations or warranties, of any kind related to this content or the materials contained on this content. Additionally, nothing contained in this content shall be construed as providing consult or advice to you.

5. Limitation of Liability

In no event shall The Way Agency, nor any of its officers, directors, and employees, be liable for anything arising out of or in any way connected with your use of this content, whether such liability is under contract, tort, or otherwise. The Way Agency, including its officers, directors, and employees, shall not be liable for any indirect, consequential, or special liability arising out of or in any way related to your use of this content.

6. Indemnification

You hereby indemnify to the fullest extent The Way Agency from and against any and all liabilities, costs, demands, causes of action, damages, and expenses (including reasonable attorney’s fees) arising out of or in any way related to your breach of any of the provisions of these Terms and Conditions.

7. Severability

If any provision of these Terms and Conditions is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms and Conditions unenforceable or invalid as a whole, and such provisions shall be deleted without affecting the remaining provisions herein/

8. Variation of Terms

The Way Agency is permitted to revise these Terms and Conditions at any time as it sees fit, and by using this content, you are expected to review such Terms and Conditions on a regular basis to ensure you understand all terms governing the use of this content.

9. Assignment

The Way Agency shall be permitted to assign, transfer, and subcontract its rights and/or obligations under these Terms and Conditions without any notification or consent required. However, you shall not be permitted to assign, transfer, or subcontract any of your rights and/or obligations under these Terms and Conditions.

10. Governing Law & Jurisdiction

These Terms and Conditions will be governed by and interpreted in accordance with the laws of the State of Kentucky, and you submit to the non-exclusive jurisdiction of the state and federal courts located in Kentucky for the resolution of any disputes.

11. Data Collection, Usage, and Protection

  • 11.1 Collection of Personal Information: In the course of providing our content and services, The Way Agency may collect personal information such as names, contact details, and any other information pertinent to delivering and improving our services. This collection is done with the user's consent and in alignment with applicable laws.
  • 11.2 Purpose of Data Collection: Personal information collected is used for the following purposes:
    • Delivering our services effectively;
    • Improving and personalizing user experiences;
    • Communicating important updates, offers, and promotions;
    • Ensuring the security and integrity of our services;
    • Complying with legal and regulatory obligations.
  • 11.3 Data Sharing and Disclosure: The Way Agency commits to not selling, renting, or sharing personal information with third parties for their marketing purposes without users' explicit consent. Personal information may be shared with third-party service providers to the extent necessary for them to provide services on our behalf. Any sharing of data will be governed by strict confidentiality agreements and in accordance with our Privacy Policy.
  • 11.4 Data Security: We implement a variety of security measures to maintain the safety of your personal information. However, no internet-based service is completely secure, and we cannot guarantee the absolute security of your information.
  • 11.5 User Rights: Users have rights regarding their personal data, including the right to access, correct, delete, or restrict the use of their personal information. Users also have the right to object to processing and, where consent has been provided, to withdraw consent at any time.
  • 11.6 Privacy Policy: For detailed information about our data collection, use, and protection practices, users are encouraged to review our Privacy Policy. The Privacy Policy also outlines how users can exercise their rights regarding their personal data.

12. Changes to These Terms

We reserve the right to update or change our Terms and Conditions, including this data privacy section, at any time. Changes will be effective immediately upon posting to our website. We encourage users to periodically review these Terms to stay informed of our updates.