Promotion Disclaimer

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Introduction

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From time to time, The Way Agency (“we,” “our,” or “us”) may offer promotional activities, including sweepstakes, giveaways, or contests (“Promotions”) to engage with our clients and community. Participation is strictly voluntary and governed by the terms below, in addition to applicable laws.

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Eligibility & Entry

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• No purchase, payment, or insurance renewal is necessary to enter or win. Doing so will not increase your chances.
• Open only to legal residents of Kentucky or states where The Way Agency is licensed, aged 18 or older, unless otherwise stated in specific Promotion rules.
• Void where prohibited by law.
• Entry methods vary and may include online forms, social media actions, or email submissions. Each Promotion will include official instructions.

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Gift & Prize Limits (per KRS 304.12-092)

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• Individual gifts or promotional items offered will:
  • Not exceed $250 in value per person per year.
  • Not be in the form of cash or equivalents (e.g., general gift cards unless explicitly allowed under law).
• For sweepstakes or random drawings:
  • No purchase or payment is required to participate.
  • Individual prizes will not exceed $500 in value, OR
  • The average prize value per entrant will not exceed $10.
  • Participation and winning are not conditioned on any insurance transaction.

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Data Privacy & Use

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• Any personal data collected in the course of a Promotion will be used solely for the administration of the Promotion and in compliance with our Privacy Policy.
• We do not sell, rent, or disclose participant data to third parties for unrelated purposes.
• By entering, you consent to the collection and use of your information for Promotion purposes and to receive related communications.

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Disclosures & Disclaimers

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• No affiliation or endorsement exists between The Way Agency and the Kentucky Department of Insurance, Facebook, Instagram, or any other platform used to promote or host the Promotion.
• Official rules will accompany each Promotion, disclosing:
  • Eligibility criteria
  • Entry methods
  • Deadlines
  • Prize details and value
  • Winner selection process and odds
• Winners may be required to sign a release of liability and/or publicity waiver prior to receiving a prize.
• The Way Agency reserves the right to cancel, modify, or suspend any Promotion at any time for any reason, including technical issues, fraud, or regulatory concerns.

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Opt-Out & Communication Preferences

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You may opt out of marketing communications or promotional outreach at any time by:

• Clicking the "unsubscribe" link in emails
• Emailing us directly at: hello@thewayagency.com
• Calling: (502) 413-5335

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Consent Acknowledgment

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By entering or participating in a Promotion, you confirm that you:

• Have read and understood this disclaimer and applicable official rules
• Consent to the handling of your information in accordance with this disclaimer and our Privacy Policy
• Release The Way Agency, its employees, and representatives from any liability associated with your participation or prize use