What roofing contractors typically need
Based on our experience working with roofing contractors across Kentucky, Indiana, and Tennessee, here are the coverage types you should have in place:
- General liability
- Workers compensation (high rates)
- Commercial auto
- Tools and equipment
- Umbrella liability
- Surety bonds for larger projects
Kentucky-specific requirements
Workers comp rates for roofing in Kentucky are among the highest of any trade. We shop across specialty carriers to find competitive rates. Most roofing companies need $1M/$2M GL minimums.
We represent top-rated carriers including specialty markets for roofing contractors, which means we can often find coverage that generalist agencies cannot. We also handle certificates of insurance, additional insured endorsements, and audit support.
Get a quote for your roofing contractor business
Tell us about your business and we'll come back with coverage options from carriers that specialize in your industry.
We never sell your data. Privacy Policy
Why choose The Way Agency for roofing contractors insurance?
Industry experience. We understand the specific risks, contract requirements, and coverage gaps that roofing contractors face. We don't sell generic policies - we build programs that match real-world operations.
Carrier access. As an independent agency, we access markets that captive agents and direct-to-carrier sites cannot. For specialty trades, this access is the difference between getting covered and getting declined.
Certificate management. We handle COIs, additional insured requests, and evidence of coverage quickly. When you need a certificate for a job site by tomorrow morning, we make it happen.
Claims advocacy. When something goes wrong on a job, we help you navigate the claims process and push back on the carrier when needed. We work for you, not the insurance company.