What manufacturing typically need
Based on our experience working with manufacturing across Kentucky, Indiana, and Tennessee, here are the coverage types you should have in place:
- Product liability
- General liability
- Commercial property
- Equipment breakdown
- Workers compensation
- Business income and extra expense
- Inland marine (goods in transit)
Kentucky-specific requirements
Kentucky manufacturers with distribution outside the state need product liability coverage that matches their distribution footprint. Workers comp rates vary significantly by manufacturing type.
We represent top-rated carriers including specialty markets for manufacturing, which means we can often find coverage that generalist agencies cannot. We also handle certificates of insurance, additional insured endorsements, and audit support.
Get a quote for your manufacturing business
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Why choose The Way Agency for manufacturing insurance?
Industry experience. We understand the specific risks, contract requirements, and coverage gaps that manufacturing face. We don't sell generic policies - we build programs that match real-world operations.
Carrier access. As an independent agency, we access markets that captive agents and direct-to-carrier sites cannot. For specialty trades, this access is the difference between getting covered and getting declined.
Certificate management. We handle COIs, additional insured requests, and evidence of coverage quickly. When you need a certificate for a job site by tomorrow morning, we make it happen.
Claims advocacy. When something goes wrong on a job, we help you navigate the claims process and push back on the carrier when needed. We work for you, not the insurance company.