Wedding Insurance

You are focused on planning your perfect day. You have found the perfect venue, the perfect photographer, the perfect dress. We don't like to think about it, but life sometimes doesn't exactly follow the plan.

• You, your fiance, or someone in your immediate family could have an accident or become seriously ill shortly before the wedding.
• Your venue could have a problem like a fire or flood, or other damage that makes it unusable for your wedding.
• Your photographer's equipment could be stolen or damaged on the way home from your wedding.
• A storm could leave your immediate family stranded in another city and unable to attend.
• The dress store or alterations shop (with your dress inside) could have a fire or go out of business.

Many of the unexpected complications can result in additional expenses, lost deposits and more. Wedding Insurance can take care of the financial part of the unexpected, so that you can still have your very special day.

OTHER EVENTS

This same unexpected complication can affect other events, too. If you are planning another type of Personal event (birthday party, anniversary party, etc), email a description of your event here

For all Non-Personal events (office parties, fundraisers, etc), click here.

If you are a Wedding Professional (vendors, planners, facilities, etc) and are looking for Commercial Insurance, click here

SAMPLE QUOTE WITH ADDITIONAL COVERAGES

Options are tailored 100% to your needs. You can choose one or more of these additional benefits, and you choose the amount of coverage in each category.

COVERAGE QUOTED	AMOUNT QUOTED
Personal Liability
(Host Liquor Liability included)	$1,000,000
Medical Expense for guests	$5,000
Cancellation/Postponement	$5,000
Additional Expenses	$1,250
Photographs and Video	$5,000
Loss of Deposits	$1,000
Gifts	$1,000
Jewelry	$5,000
Special Attire	$5,000
Change of Heart	Not quoted
Professional Counseling	Not quoted
Rented equipment	Not quoted
TOTAL COST OF THIS SAMPLE QUOTE	** …$343.35

COVERAGE DESCRIPTIONS:

• Increased Liability Limit (Basic policy is $1 million)
• Additional $1 million available
• Medical Expenses for injured guests
• Optional $1,000, $2,500, or $5,000
• Cancellation / Postponement (Provides coverage for non-refundable expenses in the event of cancellation or postponement due to a covered cause.)
• Stated amount up to $25,000
• Additional Expense (Covers additional costs of replacing a vendor or venue at the last minute)
• Coverage amount is 25% of Cancellation / Postponement limit
• Loss of Deposits (Reimburses deposits lost due to vendor or venue going out of business, or otherwise unable to provide service)
• Stated amount up to $25,000
• Photographs and Video (Provides funds to restage the event, should the Photographer fail to attend, or photos/videos are lost or damaged)
• Stated amount up to $25,000
• Gifts (Covers gifts damaged or stolen while at the covered venue, or in transit between two venues, such as from ceremony to reception)
• Stated amount up to $25,000
• Special Jewelry (Covers jewelry purchased specifically to be worn at the event, if lost or damaged)
• Itemized stated amounts up to a total of $25,000
• Special Attire (Covers special clothing and accessories bought or rented specifically to be worn at the event, if lost or damaged ‐ including the bridal shop going out of business)
• Stated amount up to $25,000

• Change of Heart (Covers expenses due to one or both parties having a change of heart. Policy must be issued at least 6 months before the event date)
• Professional Counseling (Covers expenses necessary for counseling if the event is cancelled for a covered loss)
• Stated amount up to $5000
• Rented Equipment (Only available if required by the rental company.)
• Itemized list required